With the decline of the property market over the past 18 months, increasing numbers of property owners are looking to rent out their home rather than sell. However, a large number of would be landlords have not realised that a regular household policy will simply not cover this change in circumstances.
A landlord insurance policy is essential if you are looking to rent out your property as it can protect you against a whole host of risks that, as a landlord, you expose yourself to.
A good, comprehensive landlord insurance policy can protect you and your property from a number of risks that may present themselves.
Typically the landlord insurance policy can cover your property in case of fire, weather and other forms of natural damages. A comprehensive policy can also protect the landlord's contents such as furniture and electrical items.
Despite the obvious landlord insurance cover you may need, it is also important to ensure you have liability cover to protect you against legal issues and, in some cases, can even pay a significant amount of your legal fees and other costs incurred whilst defending a case.
Landlord insurance is by no-means the only form of cover you should consider if you are a property developer or a buy-to-let landlord.
With increasing numbers of landlords, and property developers in particular, becoming dependent on vans to move contents and equipment back and forth, it is vitally important to have the right cover in place.
Van insurance can protect you against all manner of problems and issues that could arise over the course of the year. A thorough van insurance policy can cover all manner of elements, including, breakdown cover, theft, accidental damage and even offers legal liability, up to an agreed limit.
When looking for the relevant insurance policies for your business ventures it can be quite time-consuming as well as confusing. Insurance brokers, such as Constructaquote.com, can help by delivering a host of quotes from a panel of insurers, saving you time and money.