A board game in which contestants go from school to retirement testing their financial skills along the way has won first prize in The Birmingham Post/Barclays Bank Moneywise competition.
The game was created by 13 and 14-year-olds at Queen Mary's Grammar School, Walsall, and is called Wise With Money.
It will now be turned into a real board game to be distributed to schools to use as a fun way of introducing personal finance to youngsters.
Earlier this year The Birmingham Post launched a campaign demanding the Government make money management a compulsory part of eduction.
The call was backed by business leaders including Sir Digby Jones, directorgeneral of the CBI, who said it was vital at a time of increasing financial pressures on young people.
Jaspreet Sahota, aged 14, who came up with the game concept, said: "I tried to think what the financial challenges are that people face.
"The idea of the game is that they go through life and deal with these challenges."
Queen Mary's School said it was planning to use the cash prize to help expand its economics and business studies department.
Three other schools - Turves Green Girls' School and Technology College in Northfield, Birmingham; Hall Green School; and Langley High in Oldbury - won runner-up prizes following a final presentation of their ideas at Millennium Point's IMAX cinema.
The judging panel consisted of SiUn Simon, Labour MP for Erdington; Pauline Finlay, regional representative of the Bank of England; Lisa Kennedy of Barclays Bank; Tony Lennox, acting editor of The Birmingham Post, and education correspondent Shahid Naqvi.
Mr Lennox said: "All these pupils showed they had an understanding of the increasing financial challenges faced by young people.
"The ideas they came up with were all brilliant but in the end there was one that stood out for its inventiveness."