Scared by the loud thunder and torrential rain, young Jasmine Griffiths left her bed and scrambled downstairs.
Having been disturbed by the thunderstorms that lashed the Midlands on Wednesday night, the eight-year-old cuddled up to her parents, Paul and Rebecca Griffiths, and nine-year-old brother Max on the sofa in their living room.
Seconds later, lightning struck the bed she had been lying in and engulfed her room in flames.
Yesterday, as the family surveyed the damage at the property in Fernhill Heath, near Worcester, software engineer Mr Griffiths recalled how he had been trying to reassure the children they would not be hit by lightning when they heard "an almighty explosion".
"Both the children were scared and didn't like the lightning and thunder," he said.
"They even asked if they would be struck by lightning and I was just reassuring them that it was miles away from us when there was an almighty explosion, as though a bomb had gone off.
"The children were hysterical and screaming as we were plunged into darkness."
The family went to a neighbours, taking their pet dog Poppy and hamster Smudge, but when they returned to find out what had happened, Jasmine's room was on fire.
Mrs Griffiths said: "All the smoke alarms were going off and as we went upstairs we could just see a great big ball of flames around the bed in Jasmine's bedroom." Thick black smoke had filled the house so Mr Griffiths doused the fire with water while his wife dialled 999.
After firefighters arrived and put out the blaze, they said lightning had hit the roof and television aerial, shooting down the cavity of Jasmine's wall, then burst through the plaster and into her mattress.
"If it had been a school night then Jasmine would have been in bed, not downstairs with us. It doesn't bear thinking about," added Mrs Griffiths.
"It's such a miracle she is alive. There could easily have been a very different end to this story."
Hereford and Worcestershire Fire Service was stretched to capacity as storms raged across the county on Wednesday night, with 88 calls received between 7.30pm and 10pm, lightning striking four properties and heavy rain causing flash flooding.
Alec Mackie, spokesman for Hereford and Worcester Fire Service, said Jasmine had had "a very lucky escape."
He said: "She had been in bed but was unable to sleep and was scared by the thunderstorms outside, so she got
up and went downstairs to her parents. But seconds after that, the bed she had been sleeping in was zapped by a bolt of lightning, totally destroying it. She is a very lucky girl, because had she been in bed her injuries could have been very serious, or even fatal."
Droitwich High School, Droitwich was also hit by lightning at about 9.50pm, but pupils were still able to collect their GCSE results from teachers yesterday, despite the storm damage.
Homes in Worcester and Bromsgrove were hit by bolts of lightning, and Worcestershire's Red Cross Victim Support teams were called in to help householders cope with the shock and practical arrangements.
Mr Mackie said many firefighters stayed on duty to work 16 or 17-hour shifts to help colleagues cope with the deluge of storm-related calls.
He said: "We were pulled in all directions due to the level calls we received.
"This is not the first time our resources have been tested so severely, but we managed to deal with all our calls and provide help for all those affected."
Forecasters at the PA WeatherCentre yesterday predicted the August Bank Holiday would be much drier, and slightly warmer, with more unsettled weather arriving by Monday.
Jeremy Plester said: "This isn't going to be a heatwave but overall it should be a fairly pleasant Bank Holiday weekend."