A West Midlands town is set to lose its final bank branch later this year.
Lloyds has announced it is shutting its branch in High Street, Coleshill, on October 15 following the loss of HSBC and Barclays from that same street on the same day in September 2016.
It will leave the Warwickshire town, which has a population of 6,500 people, with just a Coventry Building Society.
Like many banking groups, Lloyds is currently undergoing a programme of branch closures as a result of more customers switching to digital banking.
Colin Lewis, who runs estate agency House & Home in Coleshill, said it was a great shame for the town.
"There have been banks here for 100s of years but we lost both HSBC and Barclays on the same day a couple of years ago," he said.
"A lot of people switched to Lloyds when those two closed but now they have been stung again - it's a blow to the town.
"The youngster will be fine as they are used to online banking - I am more concerned about the old people in the town.
"It has been a lifeline for them and we've already had some people saying to us 'where do we go now?'.
"It's a problem as many don't drive. I cannot see another bank coming here to replace those we've lost.
"The old HSBC is now a fish and chip shops and Barclays has become a Costa Coffee.
"It seems these days all these former banks are being turned into eateries."
The move mirrors closures across Birmingham, with many former bank branches in the city centre now home to cafés, bars and restaurants, including the former Lloyds in Colmore Row which is set to become a craft beer pub.
Lloyds said that 75 per cent of its personal customers in Coleshill already used other branches and ways to bank such as online and telephone banking.
The number of counter transactions made by personal customers using the Coleshill branch decreased last year by 23 per cent.
It added in a statement: "We have made the difficult decision to close the Coleshill branch in October due to the changing ways customers choose to bank with us which has resulted in the branch being used less often.
"We apologise for any inconvenience that this may cause. Customers can continue to access their banking locally by visiting the nearby Post Office which is a short distance from the branch."
The Post Office in Coleshill will be pro-actively talking to customers about the services it offers such as withdrawing cash and paying in cheques.
Lloyds customers will have their accounts realigned to the nearest branch in Chelmsley Wood and the bank said there would be no other impact on the way accounts were managed.
A spokesman said that staff wishing to remain with the business would be redeployed and so far no compulsory redundancies had been made throughout its programme of branch closures.