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Our aim is to bring you all the latest business news, regional affairs and intelligent industry comment and analysis from across Birmingham and the West Midlands.

Score a home run

If you're planning to splash out in the Bullring this Christmas and pay the price afterwards, you should check your credit score with Experian CreditExpert and make sure you don't get thrown when it comes to your next credit application. Everything from a store card to a new phone contract comes with a credit check these days, even some jobs require a clean credit history, so it's essential to know about yours. You don't have to wait for a disapproving look as the clerk pulls the bags back over the counter, you can find out all about your credit report with a 30-day trial from Experian CreditExpert now. Even if you are given credit, you might suffer from excessive interest rates due to problems you don't even know about. Knowledge is power in this instance, and full access to your credit report will highlight obvious areas where you can improve and bring your score back to where it should be. You can have access to your entire credit history and see any missed repayments, any forgotten bills or a number of other things that could affect your credit rating. These can range from something as innocuous as your name not being listed on the electoral roll through to full-blown identity fraud that could quietly be trashing your credit history while you carry on regardless. Identity fraud is a growing problem and it can cause endless trouble, as the first some people know about it is when the debt collectors come to take their prized possessions. It can cost thousands, too, and take a long time to convince the lenders that you're not responsible. You can nip any suspicious activity in the bud by keeping a close eye on your credit score and making sure there's no activity you didn't authorise. You might even find you haven't taken enough credit in your time and you need to take more loans to establish a full repayment history. It happens more often than you would think and frugal folk that never had a credit card have been denied something as simple as a mobile phone because they are a relative ghost on the financial system. The 30-day trial will give you access to your credit score and report, which may be all you need to give you the ultimate peace of mind - safe in the knowledge that your score is perfect. For the rest of us, the website has a number of hints and tips, together with expert advice, on how to improve your credit score and get approved for that loan next time. The 30-day trial includes Identity Fraud Expenses Insurance, which covers lost earnings, the cost of a replacement driving licence, charges and fees incurred due to the fraud and Experian will even deal with phone calls and letters on your behalf. So you should go shopping in Birmingham this Christmas, go dancing down New Street with your bags in tow. Just make sure you're a savvy shopper that's getting the best deal with a full credit report from Experian CreditExpert

As.one: The new emergency service

The National Health Service is strained to breaking point and that can lead to lengthy delays in seeing a specialist, endless referrals and available finance, rather than the pressing need, deciding who gets access to the treatment they need. Now, as.one has the answer. Doctors, not insurers As.one is not an insurance company, it's a collection of specialists that offers a simple subscription service to save you money and give you access to some of the best minds in British medicine when you need them. That means you can join today even if you have an existing condition, you're worried about particular symptoms or you want to see a specialist right now. There are no age limits and no restrictions on who can sign up. With a group of 1200 hand-picked consultants around the country, we always have the right specialist at hand to diagnose or deal with any health concern. Clients can come for diagnosis, a second opinion or treatment options. Then it is your choice whether to return to the NHS for treatment, or go private if you simply cannot afford to wait. If you cannot afford private treatment, or want to use the NHS, our specialists will advise you on the best possible way to get seen quickly and provide the diagnoses that should get you past the initial consultation stages and straight in for treatment. Experts across the board Our specialists are experts in more than 30 fields, from orthopaedics and cancer through to blood-related illnesses. Most are known around the world and are established experts in their field. We don’t just trust reputations either, other doctors assess each specialist and we collect feedback from our patients to make sure that every as.one member can rest assured they are in the best possible hands when they need them most. Get treated, fast If members need to see a specialist then you can just call us, describe the symptoms and the on-call general specialist will decide who is the best consultant to see. You don't even need a referral from your GP. We then book a face-to-face appointment for you at the consultant's private practice at your convenience. There's no bouncing from pillar-to-post with endless referrals in a bid to get treated. You won't be kept waiting for weeks and months, either, which can be a lifesaver. Early diagnosis is vital in so many conditions, particularly aggressive diseases like cancer. A short spell on the waiting list can mean the difference between life and death, so it's essential to get seen by an expert as early as possible. As.one is determined to give every one of its members the best possible chance for a bright, healthy future, safe in the knowledge that, when they need them, the best possible hands are waiting to catch their fall.

All stories

Tell us your views on the Birmingham Post

Our aim is to bring you all the latest business news, regional affairs and intelligent industry comment and analysis from across Birmingham and the West Midlands.

Score a home run

If you're planning to splash out in the Bullring this Christmas and pay the price afterwards, you should check your credit score with Experian CreditExpert and make sure you don't get thrown when it comes to your next credit application. Everything from a store card to a new phone contract comes with a credit check these days, even some jobs require a clean credit history, so it's essential to know about yours. You don't have to wait for a disapproving look as the clerk pulls the bags back over the counter, you can find out all about your credit report with a 30-day trial from Experian CreditExpert now. Even if you are given credit, you might suffer from excessive interest rates due to problems you don't even know about. Knowledge is power in this instance, and full access to your credit report will highlight obvious areas where you can improve and bring your score back to where it should be. You can have access to your entire credit history and see any missed repayments, any forgotten bills or a number of other things that could affect your credit rating. These can range from something as innocuous as your name not being listed on the electoral roll through to full-blown identity fraud that could quietly be trashing your credit history while you carry on regardless. Identity fraud is a growing problem and it can cause endless trouble, as the first some people know about it is when the debt collectors come to take their prized possessions. It can cost thousands, too, and take a long time to convince the lenders that you're not responsible. You can nip any suspicious activity in the bud by keeping a close eye on your credit score and making sure there's no activity you didn't authorise. You might even find you haven't taken enough credit in your time and you need to take more loans to establish a full repayment history. It happens more often than you would think and frugal folk that never had a credit card have been denied something as simple as a mobile phone because they are a relative ghost on the financial system. The 30-day trial will give you access to your credit score and report, which may be all you need to give you the ultimate peace of mind - safe in the knowledge that your score is perfect. For the rest of us, the website has a number of hints and tips, together with expert advice, on how to improve your credit score and get approved for that loan next time. The 30-day trial includes Identity Fraud Expenses Insurance, which covers lost earnings, the cost of a replacement driving licence, charges and fees incurred due to the fraud and Experian will even deal with phone calls and letters on your behalf. So you should go shopping in Birmingham this Christmas, go dancing down New Street with your bags in tow. Just make sure you're a savvy shopper that's getting the best deal with a full credit report from Experian CreditExpert

As.one: The new emergency service

The National Health Service is strained to breaking point and that can lead to lengthy delays in seeing a specialist, endless referrals and available finance, rather than the pressing need, deciding who gets access to the treatment they need. Now, as.one has the answer. Doctors, not insurers As.one is not an insurance company, it's a collection of specialists that offers a simple subscription service to save you money and give you access to some of the best minds in British medicine when you need them. That means you can join today even if you have an existing condition, you're worried about particular symptoms or you want to see a specialist right now. There are no age limits and no restrictions on who can sign up. With a group of 1200 hand-picked consultants around the country, we always have the right specialist at hand to diagnose or deal with any health concern. Clients can come for diagnosis, a second opinion or treatment options. Then it is your choice whether to return to the NHS for treatment, or go private if you simply cannot afford to wait. If you cannot afford private treatment, or want to use the NHS, our specialists will advise you on the best possible way to get seen quickly and provide the diagnoses that should get you past the initial consultation stages and straight in for treatment. Experts across the board Our specialists are experts in more than 30 fields, from orthopaedics and cancer through to blood-related illnesses. Most are known around the world and are established experts in their field. We don’t just trust reputations either, other doctors assess each specialist and we collect feedback from our patients to make sure that every as.one member can rest assured they are in the best possible hands when they need them most. Get treated, fast If members need to see a specialist then you can just call us, describe the symptoms and the on-call general specialist will decide who is the best consultant to see. You don't even need a referral from your GP. We then book a face-to-face appointment for you at the consultant's private practice at your convenience. There's no bouncing from pillar-to-post with endless referrals in a bid to get treated. You won't be kept waiting for weeks and months, either, which can be a lifesaver. Early diagnosis is vital in so many conditions, particularly aggressive diseases like cancer. A short spell on the waiting list can mean the difference between life and death, so it's essential to get seen by an expert as early as possible. As.one is determined to give every one of its members the best possible chance for a bright, healthy future, safe in the knowledge that, when they need them, the best possible hands are waiting to catch their fall.

Bournemouth to London

Good old London Town; it has some of the most unique experiences in the UK that simply can’t be found in smaller towns like Bournemouth. Whilst you may not have the sunny seaside in London like you do in Bournemouth, you have a wealth of cultural and exciting experiences ready for you to discover.

Birmingham: More Than Just Bulls

Hertz UK are initiating an interesting experiment for journalists to discover more about cities within the UK. During the month of August, Hertz invited journalists to swap cities for the weekend. The writers picked up a rental car first and then travelled across the country to their new cities, exploring what there is to do and see over the course of a weekend.

John Cranage speaks to entrepreneur in the health and safety sector

'I'm going it alone in health and safety consultancy - but I've not gone mad'

Free Birmingham Mail in the City Centre every Friday

Starting Friday April 5, the Birmingham Mail is to give away 50,000 free copies on Friday's in busy areas of the City Centre.

Get the Scandinavian look with FASHION FOR HOME

When it comes to interior design in the 21st century, the Scandinavian look has a widespread appeal.

What's in a Game of Bingo in 2013

Bingo is a universally liked game of luck. It promises an evening of great fun, excitement and socialising.

How to Save Money on Books

Books are enjoyed by almost everyone in one form or another, with both children and adults taking pleasure in curling up with a good book.

Eight Ways to Encourage Children to Save Money

If children learn about the best ways to save money at a young age, then they may well carry these good habits into adulthood.

Green ways to scrimp and save

There are hundreds of great tips to help you save money or minimise your outgoings, but not all are great for both the environment and your wallet.

How can the British Film Industry further Support the Economy?

A great year for the British Film Industry

The UK's second biggest city is a great place to work

In recent years, Birmingham has emerged as a vibrant and exciting city in which to live and work.

Italian designers lose their presence in the fashion world

High fashion conjures images of European cities such as Paris, Milan and Rome.

DIY basics: looking after your soldering iron

Tips and advice for keeping soldering irons clean and functional for as long as possible

How important is your router?

It seems almost daily that internet service providers are advertising their latest internet deals that offer greater connectivity and boast higher speeds.

Going on holiday this summer? Check you`re covered first

Whether you are off to the beach, the mountains or on city breaks this summer, travel insurance is an essential for your holiday.

What insurance do I need to borrow my friend’s car?

It’s often thought to be perfectly legal to borrow a friend’s car to drive, but in reality this seems to be somewhat of a grey area.

Using Online Tools to Find the Right Property

Whether you're interested in finding new property to rent or buy, the internet has made it easier than ever to get started with this search.

Videos & Photos

The Masonic hall on Severn Street in Birmingham city centre

Birmingham's Hidden Spaces: Victorian Masonic Hall shines out of Mailbox's shadow

Screen, in the old Odeon cinema

Birmingham's Hidden Spaces: Photos reveal former Odeon cinema lost to time

Mandy Rice-Davies who has died aged 70

Mandy Rice-Davies dies aged 70

BuySell

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In This Week's Paper

Journalists

Graeme Brown
Regional Head of Business
Enda Mullen
Business Reporter
Cillian O’ Brien
Business Reporter
Jon Griffin
Business Reporter
Alison Jones
Features writer
Ben Hurst
News Editor
Jonathan Walker
Political Editor