Lloyds Bank branches in Selly Oak, Studley and Wylde Green in Sutton Coldfield are among 21 to be axed by the summer.

The cuts, which are also expected to impact on its Wolverhampton office, are part of 9,000 job losses announced by the bank in 2014, in a restructure that will see a ten per cent reduction in overall headcount.

A Lloyds Bank spokesperson said the three branches were being closed as a result of a decline in customers.

She said: "We have made the difficult decision to close three branches in West Midlands area in July in Studley, Selly Oak and Wylde Green.

"In the case of our Selly Oak and Wylde Green branches, we have other branches close by that allow us to serve the local area.

"In the case of all three branches, the way customers fulfil their banking needs is continuing to change and we have seen a significant decline in customers using them.

"Customers can continue to use any other branch in our network and, for all three branches, the local post office is a short distance away, where customers can manage their day-to-day banking needs.

"We apologise for any inconvenience this may cause and have informed customers of the closest alternative branches."

Lloyds said that, during its review process, it had taken into consideration the location of the nearby local post offices and the availability of public transport.

All have a free-to-use ATM a short walking distance away.

While Lloyds is to axe 625 jobs, the changes will not result in any compulsory job losses.

She added: "We aim to redeploy everyone currently working at a closing branch to alternative Lloyds Bank branches.

"We expect there to be some role reductions as a result of these changes and we will look to achieve this by offering voluntary redundancy in some locations.

"We cannot confirm the numbers at this stage as we need to conduct meetings with impacted colleagues first."

In all, the bailed-out bank will also close 21 branches while around 80 IT jobs will be moved to India.

Trade union Unite said the cuts would affect several of the bank's divisions, including consumer finance, commercial banking and legal, hitting offices in London, Brighton, Gloucester, Leeds, Halifax and Wolverhampton.

Unite regional officer John Morgan-Evans said: "It is alarming that Lloyds are continuing to offshore IT roles in the name of driving down cost.

"This simply means the bank wants to pay an IT worker in India less for the same work carried out in the UK.

"This disastrous race to the bottom hurts our members and inevitably impacts customers.

"Unite has made it clear that 'efficiency' cannot simply mean axing more jobs while expecting the same work to fall on fewer shoulders. The bank forgets these relentless cuts have a human cost.

"Unpaid overtime and work-related stress are already at endemic levels across the bank and this will reach a crisis point if Lloyds continue to swing the axe."